A plot by Microsoft or nOOb nerds at work in banking?

TO:
Undisclosed bank and Trust
PLEASE FORWARD THIS LETTER TO THE APPROPRIATE COMPUTER NERDS
To whom it concerns:
I was getting along just fine with your on-line banking before you installed your security updates and forced me to comply with them.
I was informed that the update was only about recognizing whether or not you were using a different computer. [...]